Glossary of Terms

• ATS (Applicant Tracking System) – An applicant tracking system is all about being able to track and manage candidates in one organized database.
• CRA (Consumer Reporting Agency) – means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports.
• EI3PA – Experian’s Independent 3rd Party Assessment (EI3PA) is an annual assessment of a Third Party’s ability to protect Experian provided data. EI3PA requires an evaluation of a Third Party’s information security program and controls by an independent assessor, based on requirements provided by Experian.
• FCRA (Fair Credit Reporting Act) – is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.
• NAPBS (National Association of Professional Background Screeners) – the National Association of Professional Background Screeners (NAPBS) was established to represent the interest of companies offering employment and tenant background screening services. In order to promote industry standards and best practices when providing employment background checks.